SERVICES
At Microbanking Guy, we specialize in providing a wide range of business purpose loans to entities looking to invest in real estate. Whether you're a seasoned investor or just starting out, we understand that access to reliable financing is crucial to the success of your projects. Our goal is to support your growth and help you achieve your real estate investment objectives by offering tailored loan solutions designed to meet your specific needs.
Who We Serve:
Our loans are designed for business entities, such as corporations, LLCs, partnerships, and trusts, that are engaged in real estate investment activities. We work with a diverse range of clients, including:
Real Estate Investors
Developers
Builders
Flippers
Landlords
TYPES OF LOANS
Fix & Flip Loans, also known as Rehab Loans, are short-term financing options designed for investors who plan to purchase a property, renovate it, and sell it for a profit within a relatively short timeframe. These loans cover the costs of acquiring the property and funding the necessary renovations. Fix & Flip Loans are ideal for investors looking to capitalize on undervalued properties that need repairs or updates to maximize their resale value. Learn more about Fix & Flip Loans.
New Construction Loans are financing options designed for investors and developers who plan to build a new property from the ground up. These loans cover the costs associated with acquiring the land, developing the site, and constructing the new building. New Construction Loans can be used for various projects, including single-family homes, multi-family properties, and commercial buildings. Learn more about New Construction Loans.
Rental Bridge Loans are short-term financing options designed for investors who need quick access to capital to acquire or refinance rental properties. These loans are typically used to "bridge the gap" between the purchase of a new rental property and the securing of long-term financing, such as a conventional mortgage. Rental Bridge Loans are ideal for investors who want to quickly capitalize on attractive rental property opportunities. Learn more about Rental Bridge Loans.
DSCR Loans, or Debt Service Coverage Ratio Loans, are a type of financing designed for investors who own rental properties. These loans are based on the property's cash flow and its ability to cover the debt service, rather than the borrower's personal income or credit score. DSCR Loans are popular among investors who want to qualify for financing based on the strength of their rental property's performance. Learn more about DSCR Loans.
Refinance Loans allow investors to replace an existing loan on a property with a new loan, often with different terms or conditions. Investors may choose to refinance their properties for various reasons, such as accessing equity, obtaining a lower interest rate, or changing the loan structure. Refinance Loans can be used for both residential and commercial properties, including rental properties and owner-occupied homes. Learn more about Refinance Loans.
Bridge funding, also known as a bridge loan or swing loan, is a short-term financing option that allows real estate investors to "bridge the gap" between the purchase of a new property and the securing of long-term financing or the sale of an existing property. Bridge loans are typically used to finance the acquisition, renovation, or repositioning of investment properties.
WORKING WITH US
At our lending institution, we are committed to providing exceptional service and support to our clients.
Here are a few reasons why investors choose to work with us:
Expertise:
Our team of experienced professionals has a deep understanding of the real estate industry and the unique financing needs of investors.
Flexibility:
We offer a wide range of loan products and can customize our financing solutions to suit your specific requirements.
Speed:
We understand that time is of the essence in real estate investing. Our streamlined application process and quick decision-making ensure that you can secure the financing you need when you need it.
Reliability:
We have a proven track record of delivering on our commitments and supporting our clients throughout the life of their loans.
Transparency:
We believe in open, honest communication and provide clear, transparent information about our loan terms, fees, and processes.
NEXT STEPS
If you're ready to take the next step in your real estate investment journey, we invite you to explore our loan options in more detail and contact our team to discuss your financing needs. Our knowledgeable professionals are here to answer your questions, provide guidance, and help you find the right loan solution for your business.
Whether you're looking to fix and flip a property, build from the ground up, acquire a new rental property, or refinance an existing one, we have the expertise and
resources to support your success. Let us help you unlock the potential of your real estate investments and achieve your financial goals.
Microbanking Guy is a private money lender providing business purpose loans for real estate investments. * We do not give tax or legal advice. Please consult an attorney, CPA, or licensed professional for your needs. All examples and case studies are for educational purposes only.